FTHBI Calculator
Check your eligibility for the First-Time Home Buyer Incentive and estimate the shared-equity repayment.
Open : FTHBI Calculator
Calculator
Mortgage Payment Calculator
Work out your mortgage payment with Canadian semi-annual compounding, CMHC insurance and a full amortisation schedule.
Amortisation Schedule
Year-by-year breakdown of principal, interest and remaining balance.
| Year | Principal Paid | Interest Paid | Total Paid | Balance |
|---|
CMHC Premiums
Applied automatically whenever the down payment is under 20%, at the correct band.
Canadian Standards
Semi-annual compounding — the way Canadian fixed-rate mortgages are actually calculated.
Expert Advisory
Figures here are estimates. Talk to a licensed professional before you commit to anything.
Important Disclaimer
- Results are estimates for planning purposes only.
- Actual amounts depend on lender qualification, credit history and property details.
- Rates shown are illustrative and are not an offer of credit.
- Always confirm the numbers with a licensed mortgage professional before making a decision.
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Other Calculators
Mortgage Renewal Calculator
Compare your current rate against a renewal offer and see exactly what switching would save you.
Open : Mortgage Renewal CalculatorMortgage Refinance Calculator
See how much equity you can access at 80% LTV, what it costs to break, and when you break even.
Open : Mortgage Refinance CalculatorNumbers look good?
Let us confirm what you actually qualify for — free, and with no impact on your credit score.